The core investment funds
Globally diversified ESG investments come in various risk levels.
Invest in 100s of companies at once
Using ETFs your kids own a slice of some of the top companies in the world without the hassle of hours and hours of research.
No minimums,
no commitments
We made Prosper for everyone. You can invest as little or as much as you want. You can top up weekly, monthly, or yearly. Whatever works for you.
Set it and forget it
Set up a recurring payment and we’ll handle the rest. Investing any extra money (dividends) you make and rebalancing your pot.
Explore our investments and themes
Over the long term, investing could be the key to financial freedom
Monthly contribution
See how your money can grow by the time your kid turns 18
£5,549
Junior savings account (2.70%)
£7,044
Junior stocks & shares ISA (6.00%)
£13,873
Junior savings account (2.70%)
£17,609
Junior stocks & shares ISA (6.00%)
£27,747
Junior savings account (2.70%)
£35,218
Junior stocks & shares ISA (6.00%)
The chart above is a hypothetical comparison of a Natwest First Saver (2.70%), and a Junior Stocks & Shares ISA. For the investment account we assume a long term annual investment return of 6%. You can’t lose money with either savings accounts or cash ISAs but remember with any investment (like a Junior Stocks & Shares ISA) you could end up with less than you put in - or you could end up with more. These returns are for illustrative purposes only and aren’t guaranteed.
Frequently Asked Questions
How is my money invested?
The core funds we offer are globally diversified ESG funds which have different risk levels and are managed by BlackRock or Vanguard. You can view more information about the funds, including their performance and its holdings by clicking on the core investment funds page and clicking on the Key Investor Information Document or Factsheet.
We also offer you the ability to allocate 10% of your money towards one of, or a combination of the Carbon Cutter, Water World and Health Heroes themes above.
Is my money safe with Prosper?
Your investments are held with WealthKernel who act as custodian for all our customers' money. They hold your cash and investments separately from their own cash (ring-fenced) in accordance with the FCA's client asset rules, so even if Prosper went into administration, our creditors wouldn’t have a claim to your investments.
On top of this, your money is covered up to £85,000 by the UK Financial Services Compensation Scheme (FSCS) if Prosper and/or Wealthkernel went into administration. Note that this doesn’t cover drops in the value of your investments.
Can I stop investing?
Yes, with all our products you can pause your ongoing contributions whenever you want. With General Investment Accounts you can withdraw your money at any point and with a Junior ISA you can transfer to another provider.