Prosper guide

Parents want the best for their children and this usually includes a future where they can be financially secure. At Prosper, we’re aiming to make saving and investing accessible to all parents, not just the wealthy few, because we believe that every family deserves access to the right information in order to make the best financial decisions when it comes to planning for their children’s future.

We want the best for the children in our lives. We want them to be able to chase their dreams and achieve their goals. As parents, grandparents, aunts or uncles, how can we help? Giving a gift can usually be a good way to help. Giving a financial gift is one which children can appreciate over the longer term, rather than that new Funko Pop toy which might end up down the back of the sofa in a week's time! If done the right way, financial gifts can also be tax efficient and reduce any inheritance tax that might need to be paid when you pass away.

Have you ever wondered how to be on top of your endless to-do-list as a parent and be on top of your family finances all at once? If you answered yes, then you’re in the right place. Our mission at Prosper is to simplify your life when it comes down to money matters. We’re not financial advisors, so bear in mind this guide’s aim is to empower you by offering you some financial education when it comes to organising your family finances and managing them like a pro.